May
18

Ways to Pay Off Your Mortgage Faster.

By · Comments Comments Off on Ways to Pay Off Your Mortgage Faster.

It used to be that people would buy a house for cash or a loan with a much shorter payoff schedule than today’s typical 30 years.  The house would stay in the family and get passed on through generations.  Today – the average time spent in a house before selling it is 10-13 years.  Paying off the mortgage is still a goal many have.   Here are a few tips to help pay off that huge debt:

  1. Make an extra payment each year, by paying a little extra each month, or a full extra payment once a year.
  2. Setting up a bi-weekly payment will accomplish an extra payment a year.
  3. If you can’t make a full extra payment a year, even a little extra every month will help shave your principle.
  4. Sometimes refinancing can reduce the interest rate, thereby reducing the payment, making it easier to pay extra.
  5. Refinancing to a 15-year loan does wonders.   Look at ways to shave other expenses to enable a larger monthly payment.    If you do want to consider refinancing, carefully look at the numbers to make sure the expense associated with refinancing is worth it in the long run.

A good lender can help you decide and let you know your options.   Just ask – I can recommend a few trusted ones.

Comments Comments Off on Ways to Pay Off Your Mortgage Faster.
May
16

A Little South Mountain History

By · Comments Comments Off on A Little South Mountain History

In April of 1925, 70 members of the Kiwanis club completed a trail from the base of the new Phoenix Mountain Park- north side-  to the top of the mountain known as “telegraph pass.”

http://southmountainhistory.blogspot.com/2008/06/kiwanians-build-5940-feet-of-trail-to.html

 

Categories : Arizona Real Estate
Comments Comments Off on A Little South Mountain History
May
11

Beautiful Ahwatukee Custom Home Lot

By · Comments Comments Off on Beautiful Ahwatukee Custom Home Lot

Views, seclusion, privacy, serenity. This spectacular custom home lot in one of Ahwatukee’s finest gated communities, is found on a tucked away street cul-de-sac street, nestled in the foothills of South Mountain Park, surrounded by distinctive custom homes. With a 22,000sf building pad, this lot offers a unique setting worthy of the most beautiful dream home. Although secluded, Canyon Reserve is conveniently situated within the larger community, minutes from shopping, dining, Sky Harbor, and preferred Kyrene and Tempe Union schools. More details.

14015 S Rockhill Road from Blaremy Productions on Vimeo.

Categories : Ahwatukee, Tempe
Comments Comments Off on Beautiful Ahwatukee Custom Home Lot
May
09

May’s Market Update

By · Comments Comments Off on May’s Market Update

April 2017 wrapped up with stats and momentum that confirm a continued seller’s market. With only 10,247 new listings entering the market in Metro Phoenix in April 2017, down 16% from the previous month and 7.3% from April 2016, supply is not keeping up with demand. So it’s not surprising that we’ve seen our third consecutive month of unusually high jumps in average sold price, up to a full percent again from last month to just over $292,000. Days on market has dropped to a value of 54, the lowest we’ve seen in years. Lenders are bringing back renovation loans to help buyers who are frustrated with the lack of updated inventory, and new builds continue to accelerate their market share as well. Interest rates have flattened back out around 4.2% for 30-year fixed loans, and summer 2017 may buck some of the typical slow-down trends.

Comments Comments Off on May’s Market Update
May
04

Looking for summer kid activities?

By · Comments Comments Off on Looking for summer kid activities?

 Options abound. Here are 3 terrific camp ideas, as well as a link to find others.

The Best Summer Ever, Ahwatukee Foothills YMCA 1030 E Liberty LN Phoenix, AZ, Ages 5-10, starts May 30th -July 28th, 6:30 am to 6:30 pm, $175 a week for members, $215 a week for non-members, $35 deposit required, Camps include field trips, special events, traditional activities, swimming and more.

School of Rock Ahwatukee- Rock 101, School of rock Ahwatukee, 4645 East Chandler Boulevard, Phoenix, AZ, June 19th – June 23, ages 7-12, $100 daily cost, a deposit is required,  Rock 101 camp is perfect for the beginner! Aspiring rockers will spend the week learning the foundation of musical concepts through rock songs.

Nerding: STEM Classes for Kids,  Nerding Space,  51 W Elliot Rd, Tempe, Arizona, 85284,  8:30 AM – 5:30 PM, ages 6-16,  an Average week long camp is $150 for half day or $285 for a full day,  10:1 Student to Teacher ratio! Nerds get lots of individual attention, help, and encouragement.  Nerding classes and camps in Tempe, AZ are all about STEM: Science, Technology, Engineering, and Making. Kids explore amazing tools like Makey Makeys, Arduinos, and iPads, program robots like Sphero and Ozobot, code original games, create rocket launchers, or learn to sew!

You can search by age and type of camp using the link below. Happy camping!

http://summercamps.azcentral.com/

Comments Comments Off on Looking for summer kid activities?

Affordability Calculator

Monthly Gross Income $
Monthly Debt Expenses [?] $
Down Payment: $
Interest Rate: %
realtor fair housing

United Brokers Group
106 S Kyrene Road Ste 2
Chandler, AZ 85226

602-315-8330

Karla@KarlaRozum.com

Closing Cost Estimator

Loan Information
Loan Amount $
View/Edit Closing Cost Details